Explore our diverse range of payment types for high-growth markets

Cash is still popular in several high-growth markets, even for digital purchases. A lack of financial education and the previously slow implementation of new payment technology and regulations have made some consumers wary of traditional or digital payment systems.

There are two main methods to pay with cash when transacting digitally: cash vouchers or cash on delivery.

People use digital wallets globally because they are simple, cost-effective, and more accessible than traditional banking systems.

Prevalent throughout emerging markets, digital wallets allow for the instant transfer of funds through several linked routes – from QR codes, credit or debit cards, and tap-to-pay using Near Field Communication (NFC) technology.

Allowing customers in emerging markets to pay through their local bank is a simple way to localize transaction methods and increase regional coverage. 

A bank transfer is a means of sending money from Bank A to Bank B. Transferring cash at or through a bank using account information is a global practice and has been a staple in money transfer for over 150 years. 

Mobile money, a popular alternative payment method in Africa, allows users to send and receive money through mobile phones. 

Operated mainly by telecommunications companies, mobile money works purely off of a cellphone number on a basic phone. There's no need for a smartphone or data - making it a more accessible payment option. 

Real-time payments are a victory for businesses and customers alike. Instant payments enable immediate payment confirmation and 24/7 availability - a streamlined process for all. 

However, the payment method still needs a bank account; real-time payments link to and pull money from one bank account into another.

Pix Automático revolutionizes recurring payments in Brazil, offering global businesses a seamless, secure, and efficient way to handle transactions.

Buy Now, Pay Later (BNPL) empowers customers to shop more confidently by spreading payments over time, driving higher conversions and increased sales. Flexible installment options open doors for businesses to engage shoppers in emerging markets where traditional credit access remains limited.

Interoperable QR is a standardized payment method that allows users to make and receive payments across different providers using a single QR code. It enables consumers, merchants, and financial institutions to operate within a unified ecosystem, simplifying transactions and expanding access to digital payments.