SmartPix

Powered exclusively by dLocal

QR-free and frictionless. A tokenized Pix experience.

The future of Pix in Brazil starts now

SmartPix, powered exclusively by dLocal, redefines the Pix experience by enabling automated and on-demand payments, without the need for users to authorize each transaction manually

Understanding the challenge

Pix is Brazil's go-to payment method for millions. However, it wasn't built for recurring or merchant-initiated payments.

29% of Brazilian eCommerce transactions are with Pix. But there's a catch…

Each transaction had to be individually approved by the customer, creating friction for business models that rely on repeat or automatic charges, like:

SmartPix, an exclusive solution by dLocal

Empowers merchants to:

Securely store user Pix credentials - "Pix on file"
Initiate transactions automatically, no user interaction needed
Handle variable payment amounts without restarting checkout flows

Benefits for businesses

Fully tokenized Pix experience
No QR codes or repeated approvals needed
Higher conversion and user retention
Unlimited retries with no payment restrictions
True one-click payments with Pix

Use cases

Ride-hailing apps Frictionless billing for dynamic pricing

Enable one-click payments per ride: no QR codes, redirects, or manual input. With a single initial consent, each trip is charged instantly, requiring no further action from the rider. This flow is ideal for time-sensitive, high-frequency mobility. SmartPix supports effortless payments initiated directly from the ride-hailing app, streamlining checkouts and boosting rider loyalty. It also handles refunds efficiently, essential in a category with frequent trip changes and cancellations.
As a result, ride-hailing platforms reduce drop-offs, increase payment reliability, and deliver a truly seamless experience for everyday urban transportation.
Digital subscriptions Keep subscribers active with seamless recurring charges

Automate recurring payments with a direct bank link: no cards, no manual transfers. SmartPix ensures uninterrupted access even if a payment date changes or the subscription amount varies. Funds are released to your business instantly upon approval, reducing delays compared to card settlements and improving your cash flow predictability.
This leads to lower involuntary churn, better control of the billing cycle, and more reliable, recurring revenue.
Retail Accelerate repeat purchases and flash sales

Offer instant, one-tap checkouts with no redirects, QR codes, or friction—perfect for mobile-first shoppers and high-demand campaigns. SmartPix enables fast, intuitive purchases that recover abandoned carts and encourage impulse buying. Additionally, it supports Split Payments, allowing automatic distribution of funds between marketplaces and sellers, ideal for platforms handling multi-vendor transactions.
This translates in smoother shopping journeys, higher conversion rates, and better outcomes during critical retail moments.
Digital advertising Fuel campaigns with performance-based payments

Support just-in-time billing that adapts to campaign performance and real-time spend. Whether topping up balances or triggering payments per event, this flexibility helps ensure continuous ad delivery, improve spend efficiency, and align financial flows with campaign results.
That means more responsive media buying, fewer interruptions, and spending that works as dynamically as your strategy.