# dLocal > dLocal is the leading payments platform for emerging markets. Through one API and one integration, businesses can accept local payments (payins), send payouts, and settle funds across 44+ countries in Latin America, Africa, Asia, and the Middle East — supporting 1000+ local payment methods including cards, digital wallets, bank transfers, real-time payments, and cash. ## Products - [Our Solution overview](https://www.dlocal.com/our-solution/): Unified payment solutions to accept and settle funds across LatAm, Asia, and Africa. - [Payins](https://www.dlocal.com/our-solution/payins/): Accept local payments in Africa, Asia, and Latin America through one API. Increase conversion and simplify checkout in emerging markets. - [Payouts](https://www.dlocal.com/our-solution/payouts/): Send global payouts to partners, suppliers, and freelancers with one integration. Automate mass settlements in local currencies. - [Invoice Collection](https://www.dlocal.com/our-solution/invoice-collection/): Simplify global invoice collection with local currency payments, dynamic FX conversion, and automated reconciliation. - [dLocal for Platforms](https://www.dlocal.com/our-solution/dlocal-for-platforms/): Power global payments for platforms and marketplaces — from SaaS to financial services — via a single API. - [Defense Suite](https://www.dlocal.com/our-solution/dlocal-defense-suite-for-fraud-management/): Fraud management and risk prevention for global commerce. ## Payment types - [Payment types overview](https://www.dlocal.com/payments/): Local and alternative payment methods for high-growth markets, from cash and wallets to real-time rails. - [Stablecoins](https://www.dlocal.com/payments/stablecoins/): Move money across emerging markets with one stablecoin API — payins, payouts, on/off-ramp, and treasury, compliant by design. - [Digital wallets](https://www.dlocal.com/payments/digital-wallets-payment-type/): Boost conversion and reach mobile-first consumers in emerging markets with digital wallet payments. - [Mobile money](https://www.dlocal.com/payments/mobile-money-payment-type/): Reach more consumers with fast, localized mobile money payments across emerging markets. - [Real-time payments](https://www.dlocal.com/payments/real-time-payments/): Speed up checkout and improve conversion with instant payment rails. - [Bank transfers](https://www.dlocal.com/payments/bank-transfers-payment-type/): Reduce cross-border friction with secure local-to-local bank transfer payments. - [Cash payments](https://www.dlocal.com/payments/cash-payment-type/): Reach unbanked consumers and expand access in emerging markets with cash payment options. - [Cards](https://www.dlocal.com/payments/cards-payment-type/): Process credit and debit cards across LatAm, Africa, and Asia with high approval rates. - [BNPL](https://www.dlocal.com/payments/bnpl-payment-type/): Offer buy now, pay later options to increase conversion and reach more local customers. - [BNPL Fuse](https://www.dlocal.com/payments/bnpl-fuse/): Connect to leading local BNPL providers through one integration and reach 500M+ buyers credit cards miss. - [Interoperable QR](https://www.dlocal.com/payments/interoperable-qr-payment-type/): Accept QR payments through unified QR networks across emerging markets. - [Bre-B](https://www.dlocal.com/payments/bre-b/): Colombia's real-time payment rail for instant, interoperable payments. - [SmartPix](https://www.dlocal.com/payments/smartpix/): Optimizes instant Pix transactions and approval rates in Brazil. - [Pix with biometrics](https://www.dlocal.com/pix-with-biometrics/): Secure, frictionless biometric authentication for instant Pix payments in Brazil. ## Payment methods ### Global card networks - [Visa](https://www.dlocal.com/payment-method/visa-payment/): Accept Visa card payments with secure, trusted checkout across emerging markets. - [Mastercard](https://www.dlocal.com/payment-method/mastercard-payment/): Accept Mastercard payments for secure online checkout across emerging markets. - [American Express](https://www.dlocal.com/payment-method/amex-payment/): Reach high-value customers with Amex card payments in key markets. - [Verve](https://www.dlocal.com/payment-method/verve-payment/): Accept Verve card payments across African markets. ### Latin America - [Pix](https://www.dlocal.com/payment-method/pix-payment/): Instant, secure, 24/7 bank and wallet transfers in Brazil. - [NuPay](https://www.dlocal.com/payment-method/nupay-payment/): Fast, secure checkout for Nubank users in Brazil. - [Boleto Bancário](https://www.dlocal.com/payment-method/boleto-payment/): Cash vouchers for cash-preferred and unbanked consumers in Brazil. - [MODO](https://www.dlocal.com/payment-method/modo-payment/): Digital checkout for banked and wallet users in Argentina. - [Pago Fácil](https://www.dlocal.com/payment-method/pago-facil-payment/): Cash payments for shoppers without cards in Argentina. - [Rapipago](https://www.dlocal.com/payment-method/rapipago-payment/): Cash payments through physical and digital payment points in Argentina. - [Pareto](https://www.dlocal.com/payment-method/pareto-payment/): BNPL installment payments with APMs in Argentina. - [PSE](https://www.dlocal.com/payment-method/pse-payment/): Secure, real-time bank transfers in Colombia. - [Nequi](https://www.dlocal.com/payment-method/nequi-payment/): Fast, secure eWallet checkout for mobile-first shoppers in Colombia. - [Efecty](https://www.dlocal.com/payment-method/efecty-payment/): Cash payments for unbanked and underbanked shoppers in Colombia. - [OXXO](https://www.dlocal.com/payment-method/oxxo-payment/): Cash payments across a trusted convenience store network in Mexico. - [Kueski Pay](https://www.dlocal.com/payment-method/kueski-payment/): Buy now, pay later without a credit card in Mexico. - [Khipu](https://www.dlocal.com/payment-method/khipu-payment/): Secure bank transfers that lower card dependence in Chile. - [Yape](https://www.dlocal.com/payment-method/yape-payment/): Fast, secure eWallet checkout for mobile-first shoppers in Peru. - [DeUna!](https://www.dlocal.com/payment-method/deuna-payment/): Fast, secure wallet payments in Ecuador. - [SINPE](https://www.dlocal.com/payment-method/sinpe-payment/): Instant bank transfers for purchases and bills in Costa Rica. - [Pago al Paso](https://www.dlocal.com/payment-method/pago-al-paso-payment/): Cash payments for microtransactions and everyday purchases in Bolivia. - [VPay](https://www.dlocal.com/payment-method/vpay-payment/): QR code payments in Bolivia. ### Africa and the Middle East - [M-Pesa](https://www.dlocal.com/payment-method/m-pesa-payment/): Mobile money payments for fast, secure cashless checkout in African markets. - [MTN Mobile Money](https://www.dlocal.com/payment-method/mtn-payment/): Reach mobile-first customers across key African markets with MoMo. - [Airtel Money](https://www.dlocal.com/payment-method/airtel-payment/): Mobile money payments in Ghana, Kenya, Rwanda, Tanzania, and Uganda. - [Orange Money](https://www.dlocal.com/payment-method/orange-payment/): Mobile money payments in Cameroon, Ivory Coast, and Senegal. - [MoMo](https://www.dlocal.com/payment-method/momo-payment/): Fast, secure mobile wallet transactions for mobile money users across Africa. - [OPay](https://www.dlocal.com/payment-method/opay-payment/): Fast, trusted eWallet checkout in Nigeria. - [Fawry](https://www.dlocal.com/payment-method/fawry-payment/): Cash, wallet, and bank transfer payments in Egypt. - [Valu](https://www.dlocal.com/payment-method/valu-payment/): BNPL split payments in Egypt, with merchants paid upfront. - [Wafacash](https://www.dlocal.com/payment-method/wafacash-payment/): Trusted cash and bill payment rails for underserved customers in Morocco. - [Payflex](https://www.dlocal.com/payment-method/payflex-payment/): Flexible, interest-free BNPL installments in South Africa. - [Capitec Pay](https://www.dlocal.com/payment-method/capitec-pay-payment/): Secure, real-time bank transfers from mobile banking apps in South Africa. ### Asia - [UPI](https://www.dlocal.com/payment-method/upi-payment/): Instant, secure mobile payments for online and recurring checkout in India. - [GCash](https://www.dlocal.com/payment-method/gcash-payment/): Mobile wallet payments via QR codes, bank transfers, and recharges in the Philippines. - [QRIS](https://www.dlocal.com/payment-method/qris-payment/): Unified QR code for real-time online and offline transactions in Indonesia. - [OVO](https://www.dlocal.com/payment-method/ovo-payment/): Digital wallet checkout in Indonesia. - [DuitNow](https://www.dlocal.com/payment-method/duitnow-payment/): Instant bank transfers and QR payments in Malaysia, no bank details needed. - [Touch 'n Go](https://www.dlocal.com/payment-method/touch-n-go-payment/): eWallet payments in Malaysia. - [Atome](https://www.dlocal.com/payment-method/atome-payment/): BNPL payments in Malaysia. - [TrueMoney](https://www.dlocal.com/payment-method/truemoney-payment/): eWallet payments in Thailand. - [PromptPay](https://www.dlocal.com/payment-method/promptpay-payment/): Real-time payments in Thailand. - [VNPay](https://www.dlocal.com/payment-method/vnpay-payment/): QR codes, bank transfers, and eWallet transactions in Vietnam. - [JazzCash](https://www.dlocal.com/payment-method/jazzcash-payment/): Wallet, QR, top-up, and instant transfer payments in Pakistan. - [EasyPaisa](https://www.dlocal.com/payment-method/easypaisa-payment/): Mobile wallet payments in Pakistan. - [WeChat Pay](https://www.dlocal.com/payment-method/wechat-payment/): Familiar mobile wallet for online purchases and in-app transactions. - [ShopeePay](https://www.dlocal.com/payment-method/shopeepay-payment/): Trusted eWallet for mobile-first shoppers across Southeast Asia. ## Countries and regions ### Latin America - [Latin America overview](https://www.dlocal.com/payment-processors-in-latin-america/): Payment processors, local methods, and eCommerce dynamics across Latin America. - [Brazil](https://www.dlocal.com/payment-processors-in-latin-america/brazil-payment-methods-processors-ecommerce-market-dlocal/): Payment methods, processors, and eCommerce market in Brazil — Pix, Boleto Bancário, and local processing. - [Mexico](https://www.dlocal.com/payment-processors-in-latin-america/mexico-payment-methods-processors-ecommerce-market-dlocal/): Mexico's eCommerce growth, preferred payment methods, and processor ecosystem. - [Argentina](https://www.dlocal.com/payment-processors-in-latin-america/argentina-payment-methods-processors-e-commerce-market-dlocal/): Argentina's payment landscape, eCommerce trends, and local methods. - [Colombia](https://www.dlocal.com/payment-processors-in-latin-america/colombia-payment-methods-processors-ecommerce-market-dlocal/): Colombia's eCommerce market with local payment methods like PSE and cards. - [Chile](https://www.dlocal.com/payment-processors-in-latin-america/chile-payment-methods-processors-ecommerce-market-dlocal/): Chile's eCommerce market, local payment methods, and processors. - [Ecuador](https://www.dlocal.com/payment-processors-in-latin-america/ecuador-payment-methods-processors-e-commerce-market-dlocal/): Ecuador's eCommerce environment, local payment methods, and processor landscape. - [Uruguay](https://www.dlocal.com/payment-processors-in-latin-america/uruguay-payment-methods-processors-e-commerce-market-dlocal/): Uruguay's eCommerce market, local payment methods, and processor landscape. - [Paraguay](https://www.dlocal.com/payment-processors-in-latin-america/paraguay-payment-methods-processors-e-commerce-market-dlocal/): Paraguay's eCommerce landscape, local payment methods, and processor ecosystem. - [Bolivia](https://www.dlocal.com/payment-processors-in-latin-america/bolivia-payment-methods-processors-e-commerce-market-dlocal/): Bolivia's eCommerce market, local payment methods, and processors. - [Costa Rica](https://www.dlocal.com/payment-processors-in-latin-america/costa-rica-payment-methods-processors-e-commerce-market-dlocal/): Costa Rica's eCommerce market, local payment methods, and processors. - [Guatemala](https://www.dlocal.com/payment-processors-in-latin-america/guatemala-payment-methods-processors-e-commerce-market-dlocal/): Guatemala's eCommerce market, local payment methods, and processors. - [Dominican Republic](https://www.dlocal.com/payment-processors-in-latin-america/dominican-republic-payment-methods-processors-e-commerce-market-dlocal/): The Dominican Republic's eCommerce potential with local payment methods. ### Asia - [Asia overview](https://www.dlocal.com/online-payment-processors-in-asia/): Asia's payment ecosystem, local methods, and eCommerce trends across high-growth markets. - [India](https://www.dlocal.com/online-payment-processors-in-asia/india-payment-methods-processors-ecommerce-market/): India's eCommerce growth, payment preferences, and processor landscape. - [Indonesia](https://www.dlocal.com/online-payment-processors-in-asia/indonesia-payment-methods-processors-ecommerce-market/): Indonesia's eCommerce potential with local payment methods and secure processing. - [Philippines](https://www.dlocal.com/online-payment-processors-in-asia/philippines-payment-methods-processors-ecommerce-market/): The Philippines' payment landscape, from local methods to eCommerce behavior. - [Malaysia](https://www.dlocal.com/online-payment-processors-in-asia/malaysia-payment-methods-processors-ecommerce-market/): Malaysia's growing eCommerce market with local methods and compliant processing. - [Thailand](https://www.dlocal.com/online-payment-processors-in-asia/thailand-payment-methods-processors-ecommerce-market/): Thailand's eCommerce landscape, local payment habits, and processor ecosystem. - [Vietnam](https://www.dlocal.com/online-payment-processors-in-asia/vietnam-payment-methods-processors-ecommerce-market/): Vietnam's eCommerce market, local payment methods, and processors. - [Pakistan](https://www.dlocal.com/online-payment-processors-in-asia/pakistan-payment-methods-processors-ecommerce-market/): Pakistan's eCommerce market, local payment methods, and processors. - [China](https://www.dlocal.com/online-payment-processors-in-asia/china-payment-methods-processors-ecommerce-market/): Expanding in China with local payment methods and trusted processing. - [Japan](https://www.dlocal.com/online-payment-processors-in-asia/japan-payment-methods-processors-ecommerce-market/): Japan's eCommerce market, local payment methods, and processors. ### Africa and the Middle East - [Africa and Middle East overview](https://www.dlocal.com/payment-processors-in-africa-and-middle-east/): Payment processors, local methods, and eCommerce dynamics across Africa and the Middle East. - [Nigeria](https://www.dlocal.com/payment-processors-in-africa-and-middle-east/nigeria-payment-methods-processors-ecommerce-market/): Nigeria's eCommerce hub, local payment methods, and processor landscape. - [Kenya](https://www.dlocal.com/payment-processors-in-africa-and-middle-east/kenya-payment-methods-processors-ecommerce-market/): Kenya's eCommerce dynamics, payment preferences, and mobile-first local methods. - [South Africa](https://www.dlocal.com/payment-processors-in-africa-and-middle-east/south-africa-payment-methods-processors-ecommerce-market/): Local cards, wallets, and bank transfers in South Africa. - [Egypt](https://www.dlocal.com/payment-processors-in-africa-and-middle-east/egypt-payment-methods-processors-ecommerce-market/): Egypt's eCommerce market, local payment methods, and processors. - [Morocco](https://www.dlocal.com/payment-processors-in-africa-and-middle-east/morocco-payment-methods-processors-ecommerce-market/): Morocco's eCommerce market, local payment methods, and processors. - [Turkey](https://www.dlocal.com/payment-processors-in-africa-and-middle-east/turkey-payment-methods-processors-ecommerce-market/): Turkey's eCommerce market, local payment methods, and processors. - [UAE](https://www.dlocal.com/payment-processors-in-africa-and-middle-east/uae-payment-methods-processors-ecommerce-market/): The UAE's eCommerce landscape, payment preferences, and local methods. - [Saudi Arabia](https://www.dlocal.com/payment-processors-in-africa-and-middle-east/saudi-arabia-payment-methods-processors-ecommerce-market/): Saudi Arabia's eCommerce market, payment habits, and local methods. ## Industries - [Industries overview](https://www.dlocal.com/industries/): Hub for dLocal's industry verticals — digital and subscriptions, eLearning, gaming, SaaS, and streaming. - [Gaming](https://www.dlocal.com/industries/gaming-subvertical/): Local payment methods for game publishers converting players in emerging markets. - [Streaming](https://www.dlocal.com/industries/streaming-subvertical/): Local payments that turn viewers in emerging markets into paying subscribers. - [SaaS](https://www.dlocal.com/industries/saas-subvertical/): Local payment methods to grow recurring revenue from software customers in emerging markets. - [Digital & Subscriptions](https://www.dlocal.com/industries/digital-and-subscriptions-vertical/): Subscription payments for digital businesses selling to customers in emerging markets. - [Crypto and stablecoins](https://www.dlocal.com/our-industries-v2/crypto-industry/): Bridge stablecoins with localized payment methods for faster, low-fee transactions. - [eLearning](https://www.dlocal.com/industries/elearning-subvertical/): Local payment methods that help education platforms reach more learners across emerging markets. - [Marketplaces](https://www.dlocal.com/our-industries-v2/marketplace-industry/): Marketplace payments with localized solutions that improve conversion and reduce friction. - [Retail](https://www.dlocal.com/our-industries-v2/retail-industry/): Retail payments across eCommerce and POS with localized solutions. - [Retailers](https://www.dlocal.com/our-industries-v2/retailer-industry/): Connect retail businesses to local ecosystems with smart, localized payment solutions. - [Online retail](https://www.dlocal.com/our-industries/online-retail-industry/): Payment solutions for global eCommerce and online sales in emerging markets. - [Ride-hailing](https://www.dlocal.com/our-industries-v2/ride-hailing-industry/): Fast, localized ride-hailing payments that boost conversion and speed. - [Food delivery](https://www.dlocal.com/our-industries-v2/food-delivery-industry/): Fast, localized food delivery payments that boost conversions. - [Ride-hailing and food delivery](https://www.dlocal.com/our-industries-v2/ride-hailing-and-food-delivery-industry/): Localized on-demand mobility and delivery payment solutions. - [Travel](https://www.dlocal.com/our-industries-v2/travel-industry/): Travel payments for cross-border bookings and refunds. - [Travel tech](https://www.dlocal.com/our-industries-v2/travel-tech-industry/): Payments for digital tourism platforms in emerging markets. - [Travel agencies](https://www.dlocal.com/our-industries-v2/travel-agencies-industry/): Localized payment solutions for global travel agencies. - [Travel aggregators and enablers](https://www.dlocal.com/our-industries-v2/travel-aggregators-enablers-industry/): Payments for travel aggregators and enablers in emerging markets. - [Travel supply](https://www.dlocal.com/our-industries-v2/travel-supply-industry/): Payments for bookings, settlements, and cross-border travel operations. - [Financial services](https://www.dlocal.com/our-industries/financial-services-industry/): Payments for financial services and fintech with localized solutions. - [Payroll and HR](https://www.dlocal.com/our-industries/payroll-and-hr-industry/): Payroll and HR payments for global teams with improved compliance. - [Money remittance](https://www.dlocal.com/our-industries/money-remittance-industry/): Money remittance and cross-border transfer payments with localized solutions. - [Digital advertising](https://www.dlocal.com/our-industries/digital-advertising/): Digital advertising payments for global monetization. ## Developers - [dLocal Docs](https://docs.dlocal.com/): Developer documentation — API reference, integration guides, payins, payouts, and testing. - [Get started](https://docs.dlocal.com/docs/get-started): Find all the information you need to start using dLocal products. - [Using LLMs with dLocal](https://docs.dlocal.com/docs/using-llms): Boost your dLocal integration workflow with LLMs. - [Docs llms.txt](https://docs.dlocal.com/llms.txt): Full developer documentation index in LLM-ready format. ## Customers - [Success stories](https://www.dlocal.com/success-stories/): How global companies scale payments in emerging markets with dLocal. - [Deel](https://www.dlocal.com/success-stories/redefining-global-workforce-payments-deel-and-dlocal/): Redefining global workforce payments to pay remote teams across emerging markets. - [GOL](https://www.dlocal.com/success-stories/transforming-airline-payments-in-latin-america/): Transforming airline payments in Latin America. - [Eneba](https://www.dlocal.com/success-stories/powering-seamless-checkout-for-emerging-market-gamers-eneba-and-dlocal/): Seamless checkout for emerging-market gamers. - [Open English](https://www.dlocal.com/success-stories/transforming-online-education-in-latin-america/): Transforming online education payments in LatAm. - [inDrive](https://www.dlocal.com/success-stories/indrive-ride-sharing-revolution/): Ride-sharing payments in emerging markets. - [Pix Automático success story](https://www.dlocal.com/success-stories/pix-automatico/): Hassle-free recurring payments in Brazil. - [Customers and partners](https://www.dlocal.com/customers-partners/): Global brands and partners scaling payments with dLocal's unified platform. ## Resources and insights - [Blog](https://www.dlocal.com/blog/): Articles on local payment methods, industry trends, and expanding in emerging markets. - [Insights Hub](https://www.dlocal.com/insights-hub/): White papers and case studies on emerging market payments and industry trends. - [Payments glossary](https://www.dlocal.com/resources/glossary/): Definitions of payments, fintech, and cross-border commerce terms used in emerging markets. - [Emerging Markets Payments Handbook](https://www.dlocal.com/resources/emerging-markets-payments-handbook/): Guide to local payment methods, currencies, and consumer behavior across Africa, Asia, and Latin America. - [Essentials](https://www.dlocal.com/essentials/): Expert guides on local payments and eCommerce growth across emerging markets. - [dLocal Dialogues](https://www.dlocal.com/resources/dialogues/): Interviews and insights with industry leaders shaping the future of payments. - [Emerging Markets Payments Handbook 2025](https://www.dlocal.com/emerging-markets-payments-handbook-2025/): Insights, trends, and data on payment methods across LatAm, Africa, and Asia. - [LatAm Retail Payments Report 2025](https://www.dlocal.com/the-dlocal-latam-retail-payments-report-2025/): Key trends, data, and insights to grow retail in Latin America. - [Press releases](https://www.dlocal.com/press-releases/): Company news, partnerships, and product announcements. - [Newsletter](https://www.dlocal.com/newsletter/): Expert insights, trends, and updates on emerging markets payments. ### Guides - [Payment gateway for emerging markets](https://www.dlocal.com/blog/guides/payment-gateway-for-emerging-markets-a-complete-guide/): A complete guide to choosing and integrating a payment gateway for emerging markets. - [Latin America checkout conversion](https://www.dlocal.com/blog/guides/latam-checkout-conversion-guide/): Latin America payment methods — a checkout conversion guide for cards, APMs, and local rails. - [Accepting local payments in Asia](https://www.dlocal.com/blog/guides/how-to-accept-local-payments-in-asia-methods-markets-e-commerce-guide/): Methods, markets, and eCommerce guide for accepting local payments in Asia. - [Digital wallets in Southeast Asia](https://www.dlocal.com/blog/guides/digital-wallets-in-southeast-asia-methods-markets-e-commerce-guide/): Methods, markets, and eCommerce guide to digital wallets in Southeast Asia. - [APAC cross-border payments](https://www.dlocal.com/blog/guides/apac-cross-border-payments-guide/): How global merchants expand into APAC without a local entity — cross-border payment processing explained. - [Best payment gateway for Africa](https://www.dlocal.com/blog/guides/best-payment-gateway-for-africa-how-dlocal-simplifies-multi-country-expansion/): How dLocal simplifies multi-country expansion across Africa. - [Network tokenization in emerging markets](https://www.dlocal.com/blog/guides/network-tokenization-in-emerging-markets-card-payment-optimization-guide/): Card payment optimization guide for network tokenization. - [Navigating payment regulations](https://www.dlocal.com/blog/guides/markets-of-the-future-navigating-payment-regulations-across-africa-asia-latin-america/): Payment regulations across Africa, Asia, and Latin America. - [dLocal vs. global payment leaders](https://www.dlocal.com/blog/guides/how-dlocal-compares-to-global-payment-leaders-in-markets-of-the-future/): How dLocal compares to global payment leaders in markets of the future. ### Market guides - [Local payments in Brazil](https://www.dlocal.com/essentials/offering-local-payments-in-brazil-real-time-success-in-ecommerce/): Real-time eCommerce success in Brazil, from Pix to installments. - [Local payments in Mexico](https://www.dlocal.com/essentials/offering-local-payments-in-mexico-a-varied-strategy-for-this-high-growth-market/): A varied local payments strategy for this high-growth market. - [Local payments in Argentina](https://www.dlocal.com/essentials/offering-local-payments-in-argentina-the-evolving-cross-border-ecommerce-landscape/): The evolving cross-border eCommerce landscape. - [Local payments in Chile](https://www.dlocal.com/essentials/offering-local-payments-in-chile-accelerating-digital-transactions/): Accelerating digital transactions in Chile. - [Local payments in India](https://www.dlocal.com/essentials/offering-local-payments-in-india-real-time-growth-with-upi/): Real-time growth in India with UPI. - [Local payments in Indonesia](https://www.dlocal.com/essentials/offering-local-payments-in-indonesia-continuing-to-build-on-ewallet-success/): Building on Indonesia's eWallet success. - [Local payments in Vietnam](https://www.dlocal.com/essentials/unlocking-vietnams-e-commerce-potential-a-comprehensive-guide/): Unlocking Vietnam's eCommerce potential. - [Local payments in Nigeria](https://www.dlocal.com/essentials/offering-local-payments-in-nigeria-reshaping-cross-border-ecommerce/): Reshaping cross-border eCommerce in Africa's largest market. - [Local payments in Kenya](https://www.dlocal.com/essentials/offering-local-payments-in-kenya-gaining-global-momentum-with-mobile-money/): Gaining momentum with mobile money in Kenya. - [Local payments in South Africa](https://www.dlocal.com/essentials/offering-local-payments-in-south-africa-looking-ahead-to-real-time-payments/): Looking ahead to real-time payments in South Africa. - [Local payments in Egypt](https://www.dlocal.com/essentials/offering-local-payments-in-egypt-cross-border-solutions-for-the-digital-economy/): Cross-border solutions for Egypt's digital economy. ### White papers and case studies - [AI potential in emerging markets](https://www.dlocal.com/insights-hub/unlocking-ai-potential-emerging-markets/): Strategic guide to how localized payment strategies help businesses unlock AI growth opportunities across emerging markets. - [Eneba checkout transformation](https://www.dlocal.com/insights-hub/eneba-transforms-the-checkout-experience-empowering-emerging-market-players/): How Eneba and dLocal improved the checkout experience with localized payment options for gamers in emerging markets. - [Gaming payments white paper](https://www.dlocal.com/insights-hub/gaming-global-growth-emerging-markets/): How localized payment solutions unlock global growth and reach new players in emerging markets. - [Money transfers white paper](https://www.dlocal.com/insights-hub/revolutionizing-money-transfers-emerging-markets/): How localized solutions streamline remittances and improve speed, cost-efficiency, and security in emerging markets. - [Partnership with dLocal](https://www.dlocal.com/insights-hub/empower-global-growth-through-partnership-with-dlocal/): Partner overview covering access to local payment methods in emerging markets and global expansion support. - [SaaS expansion white paper](https://www.dlocal.com/insights-hub/boost-your-saas-expansion-into-high-growth-markets-with-localized-payment-methods/): White paper on how localized payment methods boost conversion and growth for SaaS companies in high-growth markets. - [Streaming payments white paper](https://www.dlocal.com/insights-hub/streaming-success-local-payments/): How localized payment solutions help streaming platforms reach new audiences and boost conversion in emerging markets. - [Travel payments white paper](https://www.dlocal.com/insights-hub/elevating-travel-payments-global/): How localized payment solutions boost bookings and conversion for travel businesses in emerging markets. ### Interviews - [Africa Head of Expansion](https://www.dlocal.com/interviews/our-africa-head-of-expansion/): What is driving payments growth, market opportunities, and fintech adoption across Africa. - [APIs and embedded finance](https://www.dlocal.com/interviews/apis-driving-embedded-finance-innovation/): Interview on how APIs drive embedded finance innovation, the future of payments, and developer-first products. - [Egypt's digital payment evolution](https://www.dlocal.com/interviews/egypts-digital-payment-evolution-insights-from-sherif-radi-dlocals-country-manager/): Interview with dLocal's country manager on how Egypt's digital payment landscape is evolving and its challenges. - [Sergio Fogel on dLocal's IPO](https://www.dlocal.com/interviews/dlocal-desde-adentro-el-fundador-sergio-fogel-y-el-viaje-hacia-el-ipo-chile-fintech-forum-2025/): dLocal founder Sergio Fogel recounts the company's path to IPO at Chile Fintech Forum 2025, in Spanish. ### Blog categories - [Case studies](https://www.dlocal.com/blog/category/case-study/): Case studies on how companies grow with dLocal's payment solutions. - [dLocal viewpoint](https://www.dlocal.com/blog/category/dlocal-viewpoint/): Insights and viewpoints from dLocal's own experts and executives. - [Industry highlights](https://www.dlocal.com/blog/category/industry-highlights/): Articles on the latest developments in the global payments and eCommerce industries. - [Markets and consumers](https://www.dlocal.com/blog/category/markets-and-consumers/): Articles on consumer behavior across regions and how payments help companies grow. - [Paymentpedia](https://www.dlocal.com/blog/category/paymentpedia/): Glossary-style articles on payments, fintech, and cross-border commerce concepts. - [Product highlights](https://www.dlocal.com/blog/category/product-highlights/): Updates on continuous enhancements and new capabilities across dLocal's products. ### Blog: dLocal viewpoint - [5 predictions for payments in 2026](https://www.dlocal.com/blog/dlocal-viewpoint/from-local-to-interoperable-dlocals-5-predictions-for-payments-in-2026/): From local to interoperable — dLocal's expert predictions for payments in 2026. - [AI, local payments, and Nigeria's new compliance playbook](https://www.dlocal.com/blog/dlocal-viewpoint/ai-local-payments-and-nigerias-new-compliance-playbook/): How dLocal uses AI for fraud prevention, smart routing, and AML compliance under the CBN's new guidelines. - [CEO Sebastian Kanovich on The Twenty Minute VC](https://www.dlocal.com/blog/dlocal-viewpoint/ceo-sebastian-kanovich-on-the-twenty-minute-vc/): dLocal's CEO on succeeding in emerging markets and why velocity and speed of execution matter. - [dLocal joins Google to help define Agent Payments Protocol (AP2)](https://www.dlocal.com/blog/dlocal-viewpoint/dlocal-joins-forces-with-google-to-help-define-agent-payments-protocol-ap2-the-open-standard-for-aiagent-payments/): The open standard that secures AI agent-led payments across cards and bank transfers. - [dLocal MCP Server](https://www.dlocal.com/blog/dlocal-viewpoint/dlocal-mcp-is-here-and-it-changes-everything/): How dLocal's MCP Server addresses the documentation hunting and trial-and-error API calls of payments integrations. - [Federico Mazzoli on the PayPod podcast](https://www.dlocal.com/blog/dlocal-viewpoint/diving-into-dlocals-role-in-enabling-payments-in-emerging-markets-vp-of-product-federico-mazzoli-shares-insights-on-paypod-podcast/): dLocal's VP of Product on the emerging markets payment landscape and partnering with large enterprises expanding worldwide. - [Meet Mark Ortiz, dLocal's new CFO](https://www.dlocal.com/blog/dlocal-viewpoint/get-to-know-mark-ortiz-dlocals-new-cfo/): The new CFO's vision, leadership approach, and plans for financial strategy and global growth. - [Microsoft and dLocal on AI in fintech](https://www.dlocal.com/blog/dlocal-viewpoint/microsoft-and-dlocal-forge-a-strategic-alliance-and-share-the-advances-of-artificial-intelligence-in-the-fintech-sector-in-uruguay/): A strategic alliance strengthening Uruguay's fintech ecosystem and advancing the role of artificial intelligence in the sector. - [Simple navigation, faster access to payments](https://www.dlocal.com/blog/dlocal-viewpoint/simple-navigation-faster-access-to-localized-payments-in-emerging-markets/): How dLocal's refreshed website helps companies find what they need to expand into Africa, Asia, and Latin America. - [Wharton Fintech on emerging markets payments](https://www.dlocal.com/blog/dlocal-viewpoint/wharton-fintech-on-payment-processing-in-emerging-markets/): dLocal's SVP Head of Americas Justo Benetti discusses payment processing in emerging markets on the Wharton Fintech Podcast. ### Blog: markets and consumers - [2023 eCommerce calendar](https://www.dlocal.com/blog/markets-and-consumers/2023-ecommerce-calendar-key-dates-in-emerging-markets/): Key shopping dates across emerging markets that drive consumer spending and create sales opportunities for businesses. - [Accepting local payments in Egypt](https://www.dlocal.com/blog/markets-and-consumers/accept-local-payments-in-egypt-from-anywhere/): Egypt's central bank limited credit cards for international transactions, making local payment experiences essential for checkout conversion. - [Accepting payments in Pakistan](https://www.dlocal.com/blog/markets-and-consumers/accept-payments-in-pakistan-from-anywhere/): How local payment methods let businesses collect Pakistani currency while settling in the currency they choose. - [Africa's payment frontier](https://www.dlocal.com/blog/markets-and-consumers/africas-payment-frontier-connecting-systems-people-and-opportunity/): Mobile-first innovation, real-time rails, and new interoperability frameworks making Africa one of the most dynamic digital payment regions. - [African digital commerce market](https://www.dlocal.com/blog/markets-and-consumers/explore-the-african-digital-commerce-market-using-innovative-payments-solutions/): How innovative, localized payment solutions help global businesses expand into Africa's fast-growing digital commerce market. - [Alternative payment methods in emerging markets](https://www.dlocal.com/blog/markets-and-consumers/alternative-payment-methods-the-everyday-reality-in-emerging-markets/): Why mobile-first, offline-to-online, and trust-based habits make alternative payment methods the norm rather than the exception. - [Argentina's evolving economy](https://www.dlocal.com/blog/markets-and-consumers/examining-argentinas-evolving-economy-and-its-effect-on-cross-border-business-operations/): How recent economic regulation changes under the Milei administration open opportunities for global companies growing in Argentina. - [Asia's eCommerce sales events](https://www.dlocal.com/blog/markets-and-consumers/bigger-than-black-friday-asias-ecommerce-sales-events/): What 10/10, 11/11, and 12/12 have in common and why they outweigh Black Friday in Southeast Asia. - [Asia's payment powerhouse](https://www.dlocal.com/blog/markets-and-consumers/asias-payment-powerhouse-countless-ways-to-pay-one-digital-future/): How real-time payments and eWallet ecosystems across Asia's diverse markets are rewriting the future of eCommerce. - [Bank transfers: the trusted rails](https://www.dlocal.com/blog/markets-and-consumers/bank-transfers-the-trusted-rails-transforming-payments-in-emerging-markets/): How bank transfer payments work across emerging markets and why they're becoming a digital default. - [Beyond tariffs: the emerging markets edge](https://www.dlocal.com/blog/markets-and-consumers/beyond-tariffs-seizing-the-emerging-markets-edge/): Why emerging markets are becoming the next growth frontier for global businesses facing rising trade barriers. - [Black Friday Cyber Monday 2025](https://www.dlocal.com/blog/markets-and-consumers/black-friday-cyber-monday-2025-signals-shifts-and-what-merchants-should-prepare-for-next/): Signals and shifts from the 2025 numbers, confirming that payment preference is local, flexible, and mobile-first. - [Bre-B launch guide](https://www.dlocal.com/blog/markets-and-consumers/bre-bs-launch-a-payment-teams-guide-to-colombias-new-real-time-payment-rail/): Colombia's first government-backed real-time rail brings faster settlement, simpler checkouts, and nationwide adoption powered by Banco de la República. - [Bringing AI to emerging economies](https://www.dlocal.com/blog/markets-and-consumers/bringing-ai-to-emerging-economies/): How local payment acquiring and processing help companies overcome operational complexity in developing markets. - [Cash: the resilient bridge to the digital economy](https://www.dlocal.com/blog/markets-and-consumers/cash-the-resilient-bridge-to-the-digital-economy-in-emerging-markets/): Why cash remains critical for eCommerce in emerging markets and strategies for effective cash management. - [Cross-border money transfers](https://www.dlocal.com/blog/markets-and-consumers/provide-cross-border-money-transfers-that-go-beyond-expectations/): Speed, cost, safety, and regional coverage for money transfer customers through a single integration. - [Cross-border payouts into Pakistan](https://www.dlocal.com/blog/markets-and-consumers/cross-border-payouts-into-pakistan/): Advantages of local currency settlement for staff, customers, vendors, and freelancers based in Pakistan. - [eCommerce payment trends in Southeast Asia](https://www.dlocal.com/blog/markets-and-consumers/ecommerce-payment-trends-in-southeast-asia/): Payment behavior across Malaysia, Vietnam, and the Philippines, among Southeast Asia's largest economies. - [El Buen Fin 2025](https://www.dlocal.com/blog/markets-and-consumers/el-buen-fin-2025-mexicos-usd-9b-sales-weekend/): Mexico's USD 9B shopping weekend — bigger than Black Friday and still growing. - [Emerging markets as the engine of growth](https://www.dlocal.com/blog/markets-and-consumers/how-emerging-markets-are-becoming-the-new-engine-of-global-growth/): Mobile-first behaviors, rising cities, and local payment trends are redefining where and how the world transacts. - [eWallets in emerging markets](https://www.dlocal.com/blog/markets-and-consumers/ewallets-the-digital-gateway-transforming-payments-in-emerging-markets/): How eWallets blend local trust with digital speed, transforming payments and driving financial inclusion at scale. - [Getting ready for Bre-B](https://www.dlocal.com/blog/markets-and-consumers/getting-ready-for-breb-colombias-new-real-time-payment-rail/): How Colombia's new real-time payment rail will transform digital payments and what global payment teams should know. - [How gamers play and pay](https://www.dlocal.com/blog/markets-and-consumers/how-gamers-play-and-pay-in-emerging-markets/): How localizing payment options supports expansion to gamers across Africa, Asia, and Latin America. - [India's recurring payments rules](https://www.dlocal.com/blog/markets-and-consumers/what-to-know-about-the-new-regulations-on-recurring-payments-in-india/): Reserve Bank of India rules made Additional Factor Authentication mandatory for recurring online transactions, affecting SaaS businesses. - [Installment payments in Latin America](https://www.dlocal.com/blog/markets-and-consumers/the-power-of-installment-payments-in-latin-america/): How installment payments work across Latin American countries and what they mean for eCommerce reach. - [Integrating Nequi in Colombia](https://www.dlocal.com/blog/markets-and-consumers/unlocking-growth-3-key-benefits-of-integrating-nequi-into-your-payment-strategy/): Three benefits of adding Nequi, Colombia's digital financial app with 20 million clients, to your payment strategy. - [International eCommerce from home](https://www.dlocal.com/blog/markets-and-consumers/give-your-customers-the-joy-of-an-international-ecommerce-buying-experience-from-the-comfort-of-their-home/): How to offer a seamless cross-border shopping experience for emerging market shoppers and sellers. - [Invoice collection for international vendors](https://www.dlocal.com/blog/markets-and-consumers/overcoming-cross-border-payment-challenges-how-dlocals-invoice-collection-solution-simplifies-global-transactions-for-international-vendors/): How dLocal's invoice collection solution addresses cross-border payment challenges and simplifies global transactions for international vendors. - [Kenya and Nigeria's eCommerce market](https://www.dlocal.com/blog/markets-and-consumers/utilizing-alternative-payment-methods-succeed-in-kenya-and-nigerias-15-billion-ecommerce-market/): How alternative payment methods open a $15 billion eCommerce market in two of Africa's biggest economies. - [Latin America's new payment baseline](https://www.dlocal.com/blog/markets-and-consumers/latin-america-how-real-time-and-mobile-rails-are-setting-a-new-baseline/): Real-time rails, mobile-first innovation, and hybrid ecosystems making Latin America one of the fastest-growing digital payments regions. - [Nigeria's mobile money boom](https://www.dlocal.com/blog/markets-and-consumers/how-nigerian-cashless-policies-are-driving-the-mobile-money-boom/): How redesigned banknotes and cash withdrawal limits pushed Nigerian consumers toward mobile money. - [OXXO, Mexico's cash payment method](https://www.dlocal.com/blog/markets-and-consumers/oxxo-a-guide-through-mexicos-preferred-cash-payment-method/): How OXXO vouchers let eCommerce customers in Mexico complete online purchases by paying in cash. - [Pay local while traveling global](https://www.dlocal.com/blog/markets-and-consumers/let-your-customers-pay-local-while-traveling-global/): With travel back at pre-2019 levels, friction-free local payments matter at every traveler touchpoint. - [Payment insights for streaming](https://www.dlocal.com/blog/markets-and-consumers/reach-a-fresh-audience-with-tailored-options-payment-insights-for-the-streaming-industry/): How to build the right localized payment mix for streaming subscribers in emerging markets. - [Payments for digital advertising sales](https://www.dlocal.com/blog/markets-and-consumers/cross-border-payment-processing-for-digital-advertising-sales/): How to streamline cross-border payment processing for digital advertising distribution. - [Payments for dropshipping](https://www.dlocal.com/blog/markets-and-consumers/remove-complex-payment-logistics-from-the-dropshipping-equation/): How local payment options remove complex payment logistics from dropshipping operations. - [Payments in the Middle East](https://www.dlocal.com/blog/markets-and-consumers/payments-in-the-middle-east-a-blend-of-heritage-and-modern-innovation/): National payment networks, real-time rails, and mobile-driven consumers turning the region into a digital payment hub. - [Payouts in Egypt](https://www.dlocal.com/blog/markets-and-consumers/payouts-in-egypt/): How to disburse funds like a local in Egypt and how its regulatory framework shapes digital payments. - [Pix Automático and the future of payments](https://www.dlocal.com/blog/markets-and-consumers/pix-automatico-set-to-transform-automated-transactions-in-brazil-and-redefine-the-future-of-payments/): How Pix Automático is set to transform automated transactions in Brazil, with ready-to-use integration documentation. - [Pix, Brazil's instant payment system](https://www.dlocal.com/blog/markets-and-consumers/pix-a-guide-through-brazils-instant-payment-system/): A guide to Brazil's instant payment system, launched nationwide in November 2020. - [Real-time payments in emerging markets](https://www.dlocal.com/blog/markets-and-consumers/real-time-payments-rtp-the-instant-revolution-driving-emerging-markets/): How real-time payments, a core alternative payment method, enable faster, safer, and more inclusive digital economies. - [Simplifying BNPL integrations](https://www.dlocal.com/blog/markets-and-consumers/how-global-merchants-can-simplify-buy-now-pay-later-bnpl-integrations-in-emerging-markets/): How a single buy now, pay later integration helps merchants reach millions of new buyers in emerging markets. - [Stablecoins in emerging markets](https://www.dlocal.com/blog/markets-and-consumers/stablecoins-a-bridge-for-global-businesses-operating-in-emerging-markets/): How stablecoins offer stability, instant cross-border transfers, and a practical workaround to FX and banking limits. - [Unlocking potential in emerging economies](https://www.dlocal.com/blog/markets-and-consumers/unlocking-potential-in-emerging-economies/): Why population growth, economic expansion, and rapid digital adoption make emerging markets compelling for global business. - [UPI, India's instant payment method](https://www.dlocal.com/blog/markets-and-consumers/expanding-into-india-meet-instant-payment-method-upi/): What UPI, the world's largest real-time payment method, offers businesses expanding their reach in India. - [Yape, Peru's SuperApp](https://www.dlocal.com/blog/markets-and-consumers/yape-perus-superapp-is-now-on-file-and-redefining-mobile-conversion/): Peru's leading SuperApp is now on file, giving merchants a frictionless and more inclusive payment experience. ### Blog: industry highlights - [Alternative payment methods for global expansion](https://www.dlocal.com/blog/industry-highlights/how-alternative-payment-methods-can-help-your-business-to-expand-globally/): Mobile money in Africa and multiple wallets in Indonesia show how alternative payment methods grow eCommerce. - [Brazil's subscription economy](https://www.dlocal.com/blog/industry-highlights/brazils-reshaping-of-the-latin-american-subscription-economy/): How Brazil is reshaping the Latin American subscription economy, by dLocal VP of Product Federico Mazzoli. - [Cross-border payments in healthcare](https://www.dlocal.com/blog/industry-highlights/how-instant-cross-border-payments-are-improving-health-insurance-and-healthcare/): How instant, cross-border payments are improving health insurance and healthcare. - [Gaming and local payment methods](https://www.dlocal.com/blog/industry-highlights/powering-the-future-of-gaming-with-local-payment-methods/): How Eneba and dLocal use localized, secure payment methods to serve gamers across emerging markets. - [Payments for FMCG food and beverage](https://www.dlocal.com/blog/industry-highlights/payment-transformation-for-the-fmcg-food-and-beverage-industry/): How digital payment rails are reshaping distribution and collection for food and beverage brands. - [What Pix Automático brings to global merchants](https://www.dlocal.com/blog/industry-highlights/beyond-borders-what-pix-automatico-brings-to-the-table-for-global-merchants/): How one-time authorization reduces costs for subscription businesses versus credit cards. ### Blog: Paymentpedia - [Pix and UPI](https://www.dlocal.com/blog/paymentpedia/pix-and-upi-the-same-real-time-payment-universe-14000-km-apart/): How Pix and UPI built the same real-time payment universe 14,000 km apart. - [Settlement models](https://www.dlocal.com/blog/paymentpedia/what-are-settlement-models-and-how-they-can-unlock-strategic-value/): The different settlement models, their advantages, and which one suits each type of business. ### Blog: case studies - [Deel case study](https://www.dlocal.com/blog/case-study/dlocal-empowers-deel-to-create-a-new-world-of-work/): How dLocal helps Deel scale global hiring and payments, from onboarding to compliant payouts in emerging markets. ## Company - [dLocal home](https://www.dlocal.com/): Payment infrastructure for emerging markets — send and receive funds across Latin America, Asia, and Africa through one API. - [About us](https://www.dlocal.com/company/about-us/): dLocal's mission, leadership, and how we connect global merchants with billions of consumers in emerging markets. - [Careers](https://www.dlocal.com/careers/): Join a global fintech team building payment solutions across LatAm, Africa, and Asia. - [Events](https://www.dlocal.com/company/events/): Fintech conferences, payments summits, and industry meetups worldwide. - [Contact sales](https://www.dlocal.com/contact-sales/): Talk to dLocal's sales team about payment solutions for your business. - [FAQs](https://www.dlocal.com/faqs/): Answers about dLocal payment solutions, integrations, and supported countries. - [Brand guidelines](https://www.dlocal.com/brand-guidelines/): Logo usage, color palette, typography, and visual assets. - [AUF global official sponsorship](https://www.dlocal.com/auf-official-sponsor/): dLocal's global official sponsorship of the AUF, presented through its "The World is the stage" campaign. - [Investor relations](https://investor.dlocal.com/): Financial reports, SEC filings, and investor information (NASDAQ: DLO). ## Legal - [Privacy Hub](https://www.dlocal.com/legal/privacy-hub/): Data protection policies, privacy notices, and compliance resources across all markets. - [Terms and conditions](https://www.dlocal.com/legal/terms-and-conditions/): Terms governing the use of dLocal's payment services and platform. - [Cookies policy](https://www.dlocal.com/legal/cookies-policy/): Which cookies dLocal uses, why they are used, and how to manage preferences while browsing the site. - [Customer complaint policy](https://www.dlocal.com/legal/customer-complaint-policy/): How to submit a complaint, dLocal's response process, and resolution timelines across markets. - [Job applicant privacy notice](https://www.dlocal.com/legal/privacy-notice-for-job-applicants/): How dLocal collects, processes, and protects personal data during recruitment and hiring. - [Privacy notice](https://www.dlocal.com/legal/privacy-notice/): dLocal's global privacy notice on collecting, processing, and protecting personal data across all markets and services. - [Regulatory disclosure](https://www.dlocal.com/legal/regulatory-disclosure/): Licenses, regulatory disclosures, and compliance information for the jurisdictions where dLocal operates as a payments provider. ### Country- and language-specific notices - [Brazil legal policies](https://www.dlocal.com/legal/brazil/): Legal information for Brazil, including terms, privacy notices, and regulatory disclosures relevant to local operations. - [Brazil privacy notice](https://www.dlocal.com/legal/brazil/aviso-de-privacidade/): Portuguese-language privacy notice for Brazil, explaining how personal data is collected, used, and protected under local law. - [Colombia privacy notice](https://www.dlocal.com/legal/aviso-de-privacidad/colombia/): Spanish-language privacy notice for Colombia, explaining how personal data is collected, used, and protected under local law. - [Cookies policy (Spanish)](https://www.dlocal.com/legal/politicas-sobre-cookies/): Spanish-language cookies policy covering which cookies are used and how to manage preferences. - [Ghana privacy notice](https://www.dlocal.com/legal/privacy-notice/ghana/): How dLocal collects, processes, stores, and protects personal data under Ghanaian data protection laws. - [India privacy notice](https://www.dlocal.com/legal/privacy-notice/india/): How dLocal collects, processes, stores, and protects personal data under Indian data protection laws. - [Indonesia privacy notice (Bahasa Indonesia)](https://www.dlocal.com/legal/privacy-notice/indonesia/): Indonesian-language notice on how dLocal collects, processes, and protects personal data under Indonesian privacy laws. - [Indonesia privacy notice (English)](https://www.dlocal.com/legal/privacy-notice/indonesia-english/): English-language notice on how dLocal collects, processes, and protects personal data under Indonesian privacy laws. - [Kenya privacy notice](https://www.dlocal.com/legal/privacy-notice/kenya/): How dLocal collects, processes, stores, and protects personal data under Kenyan data protection laws. - [Nigeria privacy notice](https://www.dlocal.com/legal/privacy-notice/nigeria/): How dLocal collects, processes, stores, and protects personal data under Nigerian data protection laws. - [Peru terms and conditions](https://www.dlocal.com/legal/terminos-y-condiciones-peru/): Spanish-language terms and conditions for the use of dLocal's payment services in Peru. - [Privacy notice (Portuguese)](https://www.dlocal.com/legal/aviso-de-privacidade/): Portuguese-language version of dLocal's privacy notice on the handling of personal data. - [Privacy notice (Spanish)](https://www.dlocal.com/legal/aviso-de-privacidad/): Spanish-language privacy notice covering how dLocal collects, uses, and protects personal data across its markets. - [Rwanda privacy notice](https://www.dlocal.com/legal/privacy-notice/rwanda/): How dLocal collects, processes, stores, and protects personal data under Rwandan data protection laws. - [South Africa privacy notice](https://www.dlocal.com/legal/privacy-notice/south-africa/): How dLocal collects, processes, stores, and protects personal data under South African data protection laws. - [Tanzania privacy notice](https://www.dlocal.com/legal/privacy-notice/tanzania/): How dLocal collects, processes, stores, and protects personal data under Tanzanian data protection laws. - [Uganda privacy notice](https://www.dlocal.com/legal/privacy-notice/uganda/): How dLocal collects, processes, stores, and protects personal data under Ugandan data protection laws. ## Optional - [Sitio en español](https://www.dlocal.com/es/): Spanish version of dlocal.com. - [Site em português](https://www.dlocal.com/pt/): Portuguese version of dlocal.com.