Features
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Monitoring transactions in real-time
Defense Suite offers real-time transaction monitoring and risk management, helping businesses to identify and mitigate fraud. dLocal’s Defense Suite uses machine learning algorithms that quickly adapt to changing fraudulent patterns – making detecting and preventing fraud easier.
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Secure transactions, seamless UX
One of the biggest challenges businesses face in payment fraud is the need to balance security with a seamless checkout. dLocal's Defense Suite Solution strikes this balance by offering a range of fraud prevention tools that work behind the scenes, without disrupting the user experience of easy payments.
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Worldwide industry standard compliance
dLocal’s Defense Suite fully complies with industry standards and region-specific regulations throughout Africa, Asia, and Latin America, providing peace of mind and confidence in your payment processing platform.
The Challenge
Protecting your business from fraud
For global eCommerce companies, managing fraudulent transactions can be a significant challenge. Fraudulent activities are not just limited to payment fraud but also include account takeover, identity theft, and other cyber threats. Fraudulent actions can lead to significant financial losses and reputational damage for big and small companies.
The Solution
Ensure secure transactions and a stellar reputation
dLocal's Defense Suite is a comprehensive fraud management solution that allows global eCommerce companies to manage fraud effectively and minimize financial loss. Defense Suite provides advanced fraud detection and prevention capabilities, including:
- Transaction scoring
- Device fingerprinting
- Machine learning algorithms
- Human expertise
With a single integration, you can:
- Protect your business in more than 40 countries worldwide
- Identify and mitigate fraud
- Use machine learning algorithms to adapt to changing fraudulent patterns
- Be in compliance with regulations in each country you operate in
- View real-time alerts, transaction details, and fraud analysis reports
- Minimize financial loss
We are not limited to any industry, so don't hesitate to contact us
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Online retail
Enhance your customers' shopping experience through integrated payment solutions.
- Boost average transactions with risk-free monthly installments, increasing sales.
- Provide diverse payment methods in each market to minimize cart abandonment and declines.
- Enable seamless payments across mobile, online, and in-app channels.
- Reduce costs by selling locally, eliminating the need for a local entity.
- Implement localized checkout to address cart abandonment and declines effectively.
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Shared economy & marketplaces
Streamline operations and payments with the dLocal for Platforms solution.
- Reconciliation designed for users who are both payers and payees.
- A single integration covering all countries and currencies.
- Enhance local operations using powerful analytics tools.
- Frictionless mass payouts.
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Digital media, entertainment & services
Seamlessly embrace global payments with versatile online checkout
- Expand your reach by offering diverse and localized payment methods.
- Provide a seamless online and mobile checkout experience.
- Explore various pricing models across different markets with ease.
- Enable both one-time and subscription payments.
- Process payments ranging from micro to mass transactions in multiple currencies.
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SaaS
- Keep focused on your SaaS product while dLocal takes care of your payments.
- Make recurring and subscription billing a breeze.
- Accept any payment amount*.
- dLocal’s flexible, developer-friendly API means you’ll be live in no time.
*Please confirm availability for each region
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Travel & tourism
Fuel your travel business by offering localized payments and seamless transactions.
- Monthly installments to help make high-ticket travel expenses more affordable.
- Embedded payment optimization at all stages of the booking flow.
- Reconciliation can be done in local or base currency.
- Advanced KYC and AML processes including real-time validation via regional and international partners.
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Money remittance
Instant and cost-effective payment methods your customers trust
- A cost-efficient fee that makes sense to both you and your customers
- A single API and contract for all services
- Coverage in over 40 countries, with the most popular local payment methods available
- Fraud prevention and defense tools
- Assistance navigating market regulations
- Custom flows built for your business and customer needs
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Financial services
Use dLocal’s local entities to process payments in different countries.
- EU E-money licensed solution.
- Local FX expertise.
- Reporting and reconciliation tools for multiple sub-accounts.
- Direct connections to multiple acquirers in each market.
This solution didn't work for you? Get to know our solutions
Frequently Asked Questions
Explore each category below for detailed information and answers to your questions.
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dLocal enables retailers to sell in other countries by providing a single API that connects them to over 40 countries across regions in Africa, Asia, and Latin America. As a full-stack payment service provider, dLocal integrates various local and alternative payment methods—credit cards, local bank transfers, eWallets, and more—tailored to each market.
With features like local processing, Smart Routing for optimal transaction success, and PCI-compliant white-label solutions, dLocal ensures efficient, reliable cross-border payments, making it easier for companies across industries to expand their global reach.
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dLocal's international payment gateway provides businesses with seamless access to over 40 countries through a single API integration, enabling easy expansion into new markets. It supports a wide array of local payment methods, including credit cards, bank transfers, and eWallets, allowing businesses to cater to the specific preferences of customers in different regions.
With Smart Routing and Smart Chaining, dLocal ensures that payments are processed efficiently and failed transactions are recovered with alternative methods. Additionally, dLocal's local connections with multiple acquirers provide reliable and redundant payment processing, reducing the risk of transaction failures. The platform also offers PCI-compliant, white-label solutions, allowing businesses to securely process payments while maintaining their brand identity.
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dLocal supports international, cross-border payments in over 40 high-growth countries across Africa and the Middle East, Asia, and Latin America.
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To set up international payments with dLocal, begin by contacting dLocal's Sales team and providing the necessary business details during the onboarding process. Once onboarded, integrate dLocal’s API into your payment system, which will connect you to various countries and local payment methods.
Customize the payment options and configurations to meet your business's operational needs. Test the setup to ensure everything works smoothly before going live. Once active, use dLocal’s dashboard to monitor transactions and manage payments.
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For international payments with dLocal, fees include a percentage of each transaction, a spread on exchange rates, and possible interest on installment payments. Additional costs may include a chargeback protection fee, advanced settlement fees for shorter settlement periods, and a fee for settlements under a certain amount. There are also setup and monthly account management fees, as well as negotiated minimum fees based on expected transaction volumes.
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dLocal facilitates cross-border payments by offering a unified payment platform that connects enterprise merchants to 40 emerging markets and over 900 payment methods.
The platform uses local processing to handle transactions efficiently in each country, connecting directly with local acquirers. This setup helps to manage currency exchange rates and optimize payment routing. dLocal employs Smart Routing and Smart Chaining to improve transaction success rates by directing payments to the most effective processors and recovering failed transactions.
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dLocal provides a fully automated settlement process with flexible options to suit merchants' needs. The platform enables both scheduled and on-demand settlements. Settlements are processed on the same day that funds are sent to the bank, whether they are requested manually or set to occur automatically.
The standard settlement period is 14 days, but this can be adjusted based on the merchant’s requirements during the agreement phase. dLocal offers three settlement timeframes:
- Automated by Timeline: Settlements occur automatically based on a pre-configured schedule.
- Automated by Balance: Settlements are triggered when the balance reaches a specified amount.
- Manual Request: Merchants can request settlements at any time through the Merchant Panel, regardless of the chosen automated settings.
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dLocal helps expand your business to new markets by providing a unified payment solution that connects you to over 40 countries through a single API. Receive, disburse, and collect payments globally.
This integration supports a variety of currencies and alternative payment methods, including mobile money, bank transfers, eWallets, and cash payments, allowing you to meet diverse customer preferences. dLocal handles local processing by connecting with local acquirers and processors, ensuring efficient transaction management and currency conversion while maintaining regulatory compliance in complex markets.
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dLocal handles compliance requirements for cross-border payments by acting as the Merchant of Record in each country it operates in. This simplifies compliance for merchants, as dLocal manages local regulations, tax requirements, currency conversions, and processing through its connections with local acquirers and processors.
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Integration with dLocal is streamlined through a one API for all payment solutions offered. With the help of dLocal's team, the integration process involves setting up the API within your existing payment system, configuring it to support your chosen payment methods and currencies, and testing the setup to ensure smooth operation before going live.
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dLocal supports a variety of local payment methods including credit and debit cards, local bank transfers, eWallets, cash payments, mobile money, and real-time payment systems. This allows businesses to cater to the payment preferences, and unbanked populations, of consumers in different regions.
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To integrate local wallets with dLocal, merchants need to use the dLocal API, which provides access to 900 payment methods, including eWallets. The integration involves configuring the API to enable wallet payments and testing the setup to ensure seamless operation.
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dLocal supports 900 local and alternative payment methods in over 40 countries throughout Africa and the Middle East, Asia, and Latin America.
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dLocal’s platform is designed to handle local processing by connecting directly to local acquirers and processors, offering payment methods familiar to consumers in each market. This approach allows merchants to accept payments in local currencies, manage exchange rates, and optimize transaction routing.
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Using local payment methods through dLocal allows merchants to offer customers their preferred ways to pay, leading to higher conversion rates and improved customer trust and satisfaction. dLocal's local processing also ensures efficient and compliant transactions in each market.
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dLocal provides card acquiring solutions that include support for various credit and debit cards. It offers a white-label solution for PCI-compliant merchants, allowing them to process card payments while maintaining their brand identity.
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To set up card acquiring, merchants integrate dLocal’s API, configure the payment settings to include card payment options, and ensure compliance with required security standards, such as PCI DSS. The setup is then tested before going live to ensure smooth operation.
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dLocal supports a range of credit and debit cards, including major card networks such as VISA and Mastercard, as well as local card schemes like Troy and Verve, allowing for broad coverage across different markets.
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Benefits include seamless integration, access to multiple markets through a single platform, and improved transaction success rates through Smart Routing and Smart Chaining technologies. dLocal’s local processing also reduces the complexity of managing cross-border transactions.
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Fees for card acquiring with dLocal typically include a small percentage of each approved transaction. Additional fees may apply for services such as chargeback protection, advanced settlement, or for transactions involving currency conversion.
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dLocal supports alternative payment methods including local real-time payments, bank transfers, eWallets, mobile money, and cash payments, catering to the diverse payment preferences and needs of consumers in different markets.
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Enabling VISA/Mastercard payout services with dLocal involves configuring the API to support these card networks and configuring the necessary settings to facilitate outbound payments to these cards.
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Offering alternative payment methods increases reach, checkout rates, and conversion rates by allowing customers to pay with their preferred methods. It also helps merchants cater to markets where traditional card usage is less accessible, building trust.
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To set up alternative payment methods, merchants integrate dLocal’s API, configure the settings for the desired methods and regions, and test the integration to ensure that all payment options are functioning correctly.
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dLocal supports alternative payment methods in the 40 countries it operates in, with specific options varying by market to align with local payment preferences and practices.
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