Payment processors & solutions in Asia

Accelerate Growth in Asia’s Leading eCommerce Hubs

Asia leads global eCommerce, generating nearly 50% of worldwide revenue. dLocal offers digital wallets, bank transfers, and real-time payments across China, India, Japan, and Southeast Asia, ensuring compliance and secure transactions for businesses looking to enter this dynamic market. * Source: Statista, 2023

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eCommerce growth

eCommerce revenue in Asia is expected to reach USD 2.82 trillion by 2027*. * Source: Statista, 2023
eWallets phenomenon

eWallets have emerged as the preferred payment method in Asia, accounting for 69% of the total eCommerce purchases in the region*. * Source: Statista, 2023
Internet users

The internet penetration rate in Asia doubled from 2011 to 2022, reaching 67.4%*. * Source: Statista, 2023
Online shoppers

The number of online shoppers in Asia is forecast to reach 3.38 billion by 2027*. * Source: Statista, 2023

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Saudi Arabia

In Saudi Arabia, with a population of over 37 million, eCommerce growth has been pushed by a very high income level, good logistics within cities, and a high level of social media usage. Saudi Arabia is in the top three countries with the highest internet penetration rate (98%) sitting next to Norway and the United Arab Emirates. To put this in perspective, the global average is 64%.

In 2022 there were over 19.3 million online shoppers. Saudi Arabia experiences a hybrid consumer culture – consumers are willing to go to physical stores as well as purchasing on the online versions.

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*Only for Payouts
- Riyad Bank
- SABB
- Al Rajhi Bank
- anb
- NCB

Bangladesh

Bangladesh is a fast-growing eCommerce market, mainly due to the boost received from the Bangladesh Bank since the late 2000s. With a significant dependency on the Cash-on-Delivery payment method, currently used in 90% of online transactions, the credit and debit card usage is gradually gaining speed. Twelve million people (7% of the country’s population) use debit cards, and approximately 1 million (less than 1%) use credit cards. Understanding Bangladesh consumers and offer local payment methods are the key for all merchants looking to set their footprint in this market.

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- Standard Charterd
- MidlandBank
- MTB
- City Bank
- Brac Bank

China

China has the largest eCommerce revenue in the world: USD 1.305B*.

* Source: Statista. 2023

Credit and debit cards
- Union Pay
Bank Transfers
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- Bank of China
- Agricultural Bank of China
- China Construction Bank
- China Minsheng Bank
- SPD Bank
- China Everbright Bank
- Postal Savings Bank of China
- China Merchants Bank
- Bank of Beijing
- Bank of Communications
- Bank of Jiangtsu
- Bank of Ningbo
- Bank of Shangai
- China Bohai Bank
- China Citic Bank
- China Guangfa Bank
- China Zheshang Bank
- Hengfeng Bank Co.
- ICBC
- Industrial Bank Co., Ltd
- Ping An Bank
- Shanghai Pudong Development Bank

Learn more about China View Documentation

UAE

In 2023, the United Arab Emirates (UAE) boasted a B2C e-commerce market valued at approximately $30.7 billion, with projections indicating growth to $46.8 billion by 2027 . Despite this robust expansion, cross-border e-commerce remains a relatively small segment, comprising less than 4.2% of total retail sales in the UAE .

Philippines

The projected market volume is expected to reach $25 billion by 2027.

Credit and debit cards
- Visa
- Mastercard
Wallets
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- GrabPay
- ShopeePay
- Paymaya
- GCash
Cash-based payments
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- Cebuana
- LBC
- Alawan Express
- M Luhillier
Bank Transfers
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- Regular Bank Transfers
- Union Bank
- BPI

Learn more about Philippines View Documentation

India

The world's most populated country is growing in business opportunities.

Credit and debit cards
- Visa
- Mastercard
- RuPay
- Maestro
- American Express
- Diners
Bank Transfers
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- Net Banking
Unified payment service (UPI)
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- UPI

Learn more about India View Documentation

Indonesia

eWallets are the most popular payment method in Indonesia*.

* Source: IDC InfoBrief, 2022

Credit and debit cards
- Visa
- Mastercard
- JCB
Wallets
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- ShopeePay
- QRIS
- Link aja
- Dana
- OVO
Cash-based payments
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- Alfamart
Bank Transfers
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- Maybank
- Regular Bank Transfers
- ATM Bersama
- Alto
- Prima
- Permata Bank
- BNI
- Mandiri
- Bank Bri
- BCA
- Flip

Learn more about Indonesia View Documentation

Japan

Japan's METI (Ministry of Economics, Trade and Industry) 2021 eCommerce survey estimated cross-border eCommerce was under 3% of the country's domestic B2C eCommerce market. The fragmented payment system, and the need to localize operations for the Japanese consumer can pose significant obstacles for most. Japan can be a complex region to enter as a foreign company, but it doesn't have to be.

Credit and debit cards
- Visa
- Mastercard
- JCB
- Diners
Wallets
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- Line Pay
- PayPay
Bank Transfers
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- Regular Bank Transfers
- Pay-easy
Cash-based convenience store (Konbini) payments
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- Lawson
- Seven Eleven
- Family Mart
- Daily
- Seicomart
- Ministop
- PayEasy

Malaysia

The country's eCommerce is projected to be one of the largest in Southeast Asia, with an annual growth rate of 13.25%*.

* Source: Statista, 2023

Credit and debit cards
- Union Pay
- Visa
- Mastercard
Wallets
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- GrabPay
- Boost
- Touch n'go
- ShopeePay
Cash-based payments
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- Seven Eleven
Bank Transfers
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- Citi
- PUBLIC BANK
- Maybank
- OCBC Bank
- Standard Charterd
- BANK ISLAM
- AmBank
- AFFIN BANK
- RHB BANK
- Hong Leong Bank
- FPX
- DuitNow
- CIMB BANK
- Regular Bank Transfers
Buy Now, Pay later
- Atome

Learn more about Malaysia View Documentation

Pakistan

The fastest growing alternative payment method in Pakistan, a country with a population of over 241 million, is the eWallet. eWallets such as JazzCash and Easypaisa making eCommerce, transactions and coverage easier than ever for businesses and consumers alike. Previously, many digital purchases were paid using cash-on-delivery (CoD), but this is slowly changing as internet access becomes more common.

The rapid growth of internet penetration has risen rapidly, averaging over 35% per year. This has caused a shift in many businesses to become mobile first. Digital transactions and internet banking are expected to grow as the over 100 million Internet subscribers become more acquainted with eCommerce.

*Sources: worldometers.info & trade.gov

Credit and debit cards
- Visa
- Mastercard
Wallets
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- easypaisa
- jazz cash
- Bank Alfalah
- Konnect by HBL
Bank Transfers
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- Regular Bank Transfers
- Simpaisa

Learn more about Pakistan

Thailand

With a population of 69 million people, Thailand has a GDP of US$ 500 billion and an eCommerce market value of US$ 26 billion. Card payments lead as the payment method of choice in the Land of Smiles at 25.7% of market share with bank transfers (23.8%) and eWallets (22.8%) close behind, although the usage of digital wallets is predicted to increase and gain a market share of 28%.

Credit and debit cards
- Union Pay
- Visa
- Mastercard
- JCB
- Diners
Wallets
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- ShopeePay
- Rabbit line pay
- WeChat Pay
- Alipay
- True Money
- Thai QR Payment
Cash-based payments
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- Tesco Lotus
- BigC
Bank Transfers
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- Regular Bank Transfers
- WeChat Pay
- Thai QR Payment
- Promtpay

Learn more about Thailand View Documentation

Vietnam

Merchants selling into Vietnam can accept international cards such as Visa, MasterCard and UCB, as well as local credit cards and wallets such as VTC Pay, Vietcombank, Techcombank, and more.

Credit and debit cards
- Visa
- Mastercard
- JCB
- Napas
Wallets
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- Ninepay
- VT PAY
- MoMo
- VNPay
Bank Transfers
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- PUBLIC BANK
- Regular Bank Transfers
- Sacombank
- BAOVIET
- SCB
- KIENLONG BANK
- PV COM BANK
- OCB
- GP BANK
- VRB
- VPBank
- BAC A BANK
- LienVietPostBank
- ABBANK
- TP Bank
- SAIGON BANK
- SeABank
- EXIMBANK
- ACB
- PG BANK
- HDBank
- AGRIBANK
- VietinBank
- DONGA Bank
- MB
- TECHCOMBANK
- Vietcombank
- VietQR