Local Payment Processors & Methods in Kenya

Kenya: Drive Growth in Kenya with dLocal’s Platform

Kenya’s eCommerce is fueled by mobile money and digital payments. dLocal provides local options like M-Pesa, credit cards, and bank transfers. Our solutions help eCommerce and digital services scale effectively with compliance in Kenya’s regulatory landscape.

Market Overview

Offering alternative payment methods like mobile money is key to reaching this market

Download Country Payment Handbook

Population: 56.1M *

With a smartphone penetration of 77% and a banked population of 93.3%

* Source: Worldometers 2024.
eCommerce: 801.4M *

Kenya's eCommerce market shows a 21% annual growth rate *

* Source: eCommerceDB, 2024 & Datareportal, 2022
eShoppers: 3.96M *

eCommerce users are expected to hit 63.9% of the population by 2027 *

* Source: Datareportal, 2022 & Statista, 2024
Internet users: 40.8% *

Mobile money account penetration is 60% *

* Source: Datareportal, beginning of 2024.

Gain insight into Kenya's most relevant payment methods

60% Mobile Money
17% Debit cards
15% Cash
5% Other
3% Credit Card

Most commonly used options

Mpesa
Mobile Money
Airtel
Mobile Money

Credit and debit cards

Play like a local by offering traditional payment methods.
- Visa
- Mastercard
Mobile Money
Learn more

Tackle all audiences.
- airtel
- Mpesa

View Documentation

Latest about Kenya

Visit Blog

July 26, 2023
Utilizing alternative payment methods: succeed in Kenya and Nigeria’s $15 billion eCommerce market

Africa can be an intriguing region for eCommerce markets. Especially countries such as Kenya and Nigeria, two of the biggest economies in the continent.
Learn more