Bre-B goes live in Colombia.
Colombia’s new government-backed real-time payment rail is set to change how money moves.
Be launch-ready from day one and stay covered as Bre-B grows.

Understanding Bre-B
Bre-B is the national real-time payment system developed by Banco de la República.
It enables 24/7 account-to-account transfers using digital keys (llaves) — phone numbers, IDs, emails, or custom aliases — instead of full bank account details.
At launch, users will be able to process:
-
P2P transfers
-
P2M payments
Bre-B is mandatory for Colombian banks and eWallets, meaning true interoperability for the first time in the country.


Bre-B changes the game for Colombia
With Bre-B, businesses in Colombia can:
-
Accept instant payments from any bank or eWallet.
-
Reduce checkout friction — no more long account numbers.
-
Operate 24/7/365, including nights, weekends, and holidays.
-
Benefit from zero-cost adoption as transactions remain free for end users until 2028.
Inside Bre-B’s payment flow
No new app required — Bre-B will be integrated into existing banking and wallet platforms.

Beyond faster payments:
Bre-B’s impact
-
Drive financial inclusion
-
Reduce reliance on cash (78% of daily transactions)
-
Enable new use cases in the future, from B2B payments to government disbursements
Want to go deeper?
Getting ready for Bre-B
What you need to know about Colombia’s new RTPl: rollout, digital keys, and what it means for merchants.
Bre-B: A payment team’s guide
A deeper look at how Bre-B works in practice, what problems it solves, and the opportunities it creates for merchants and end-users.

Colombia’s payment landscape in context
Our Emerging Markets Payments Handbook 2025 unpacks Colombia’s economy, digital growth, payment preferences, regulation, and key trends, including how Bre-B fits in.
Ready for Bre-B. Ready to stay ahead.
Integrate Colombia’s new real-time payment method with dLocal. Be ready for launch, and future-ready for what comes next.
Talk to our team