Interoperable QR is a standardized payment method that allows users to make and receive payments across different providers using a single QR code. It enables consumers, merchants, and financial institutions to operate within a unified ecosystem, simplifying transactions and expanding access to digital payments.
Particularly impactful in emerging markets, Interoperable QR bridges the gap between multiple mobile wallets and bank apps, promoting financial inclusion and reducing the need for costly infrastructure.
Most used options
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PIX -
UPI - ThaiQR
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QRIS -
DuitNow
How Interoperable QR works
Las soluciones de QR Interoperable unifican la experiencia de pago digital. Así es como funciona:
1. Escanear el Código: El cliente escanea un único código QR exhibido por el comercio, usando cualquier billetera o app bancaria compatible.
2. Elegir el Método de Pago: El usuario selecciona su banco o billetera vinculada al sistema QR.
3. Autorizar el Pago: El cliente confirma la transacción mediante autenticación biométrica o con PIN.
4. Confirmación Instantánea: El comercio recibe la confirmación y liquidación en tiempo real a través de la red interoperable.
Este proceso elimina la fragmentación y ofrece una experiencia de pago verdaderamente inclusiva y sin fricciones.
Benefits of Interoperable QR for your business
Interoperable QR payment systems bring efficiency and accessibility to businesses and consumers alike:
- Expanded Reach: Accept payments from any wallet or banking app without needing separate QR codes.
- Cost Efficiency: No need for POS hardware or multiple integrations—just one QR code does it all.
- Faster Adoption: Easier onboarding and usage boost digital payment uptake among the unbanked and underbanked.
- Enhanced User Experience: Streamlined, intuitive transactions increase customer satisfaction.
- Real-Time Settlements: Receive funds instantly with transparent transaction records and audit trails.
Brazil
India
Thailand
Indonesia
Malaysia
